Can bankruptcy stop foreclosure in Eagle County

I am an expert is stopping foreclosure by purchasing your home. I buy houses in Eagle County to help you avoid your foreclosure in Eagle County and in the surrounding area.

I am sure you are aware that in this current market most homes have little or no equity which is making it very hard for people to sell their house when they need to.

I would like to let you know that I am not a realtor. My team and I are professional real estate investors. By selling your house to us I believe we give you the best chance for you to walk away with your house loan paid off in full. Best of all if you sell to us you will pay absolutely NO fees, Ever!

Below is a list of benefits you may get by letting us buy your house so you avoid your foreclosure in Eagle County: Your mortgage gets paid off in full! There may be no deficiency judgment! You are in complete control of your house until closing! You may qualify to buy another house in as little as 2 years! You can stop your foreclosure permanently! You pay no fees such as commissions or closing costs! You will be working with proven experts! You can contact me anytime for details on how to avoid your foreclosure in Eagle County. We will know in minutes if your house meets our buying requirements. All I need is for you to take action and call me now so I can ask you some basic questions.

You will also get answers to questions like this abount how to avoid your foreclosure in Eagle County ...

What is the foreclosure process? Will bankruptcy stop my foreclosure? I'm waiting to see if I qualify for a loan modification. How much will you give me for my house? How do I know who I can trust with my foreclosure situation? Will I owe money if I short sale or if I go into foreclosure What is an REO? What is a deed in lieu? What is a short sale? What is the short sale process? How does the bank determine the value of my property in a short sale? How long does the short sale process take? What are the advantages of selling my house to you instead of using a realtor to do a short sale? How does a short sale affect my credit? If my house is listed can you do a short sale? What are some legal issues concerning short sales? Is your short sale process legal? Is working with a realtor my best choice doing a short sale Realtor claims they are expert in short sales My situation is taken care of so why short sale to you? Will government programs help with my foreclosure? Will I owe money if I do a short sale? How do I know if my property qualifies for your short sale program? Foreclosure date is close, can you do a short sale? Can I stay in my house if I do a short sale? Can I rent or lease my house after a short sale approval? Do I pay any fees using you to do a short sale? Why should I sell to you via short sale? How do I contact you to do a short sale? How does foreclosure work? What happens after foreclosure? What happens during a foreclosure? How long after foreclosure can I purchase a home? Foreclosure help? Can bankruptcy stop foreclosure? How long can I live in my house after foreclosure? Refinance while house is in foreclosure? Government help to stop foreclosure? How long can I stay in my home after foreclosure? How to stop foreclosure? How long does a foreclosure stay on your credit? What happens in a foreclosure? Financial help to stop foreclosure? Help stop foreclosure? How does foreclosure affect a person’s credit? What is involved in a bank foreclosure auction? Which is worse bankruptcy or foreclosure? What are the ramifications of foreclosure? Can I get a mortgage loan after a foreclosure? What happens in foreclosure? What is a short sale? Can I get a mortgage after a short sale? What does short sale mean? What is a short sale in real estate?

Let me give you a brief explanation of what we do and how it can help you avoid foreclosure in Eagle County.

On your initial phone call to us to see if we can stop your foreclosure we will determine if the house meets our buying requirements. No need for you to worry most houses qualify for our program to get the foreclosure stopped. If you qualify we will set an appointment with you for us to come take a look at the house. After looking at the house we will then sit down with everyone listed on title and their spouse(s) to explain our process of handling the situation. If everyone involved is interested in moving forward with us purchasing the house, we put together a set of documents called a short sale package. This is a set of documents that we submit to the bank(s) that outlines your financial situation. In the short sale package we submit a conservative offer to the bank so we can get the process started. Please keep in mind the short sale process can only start if there is an offer made on the property. Once the package is submitted, the case will be assigned to a loss mitigator. At this point we will work with the lender(s) to get them to settle on an agreed purchase price. If the bank agrees to accept a pay-off less than the balance owed, this is what is commonly known as a short sale.

We work with the bank to accept our offer on your house PAID IN FULL. What this means for you is if the bank accepts our offer PAID IN FULL, you will not owe any more money on the mortgage and the bank waives their right to come after you for the deficient amount. We will not accept a pay off letter from the bank that has you still owing money, unless you instruct us to do so. Although stopping your foreclosure is our highest priority on all cases, we are a business and want to disclose that we do try to make money on all transactions.

This short sale process in Eagle County Colorado can take anywhere from 3-6 months (sometimes longer). If you want you can stay in the house while we negotiate with the bank. This gives you time to save money so you can move out before closing. Because the banks are so slow in getting things done internally most of the time they will postpone the foreclosure action at least once and that will buy you more time to live in the house.

One of the best benefits to you is you get the house sold in a competitive, declining market. It may also work out so you may qualify to buy another house in two years (or less) and at a price lower than what you owe on your mortgage now. You read that right! By doing a short sale you could qualify to buy another house in as little as two years. With a foreclosure on your credit it could take 5 years or more to get another loan and the foreclosure will remain on your credit history for up to 10 years.

Finally you should know that in some cases for whatever reason no matter how hard we work on a getting our offer approved, the bank will not accept a short sale. We have seen this happen for various reasons like the bank is stubborn and wont work with us, the bank negotiator we are dealing with has done everything possible to mess up the deal, the banks value comes back too high and/or we cant get the bank to accept a price low enough to get the house sold. If this turns out to be the case you lose nothing because you are right back where you started but at least you have given yourself the best chance of getting the house sold in this declining market in a bad economy. I believe we are your best option so you avoid your foreclosure permanently!

I am sure there are a lot of organizations contacting you offering to help. No one should be asking you for money to help you at a time like this. Don’t let other professionals that took a one day course convince you they have the best way to help you with your situation. If they (or someone they are working with) cant or are unwilling to make an offer on your property to get the short sale process started then maybe you are working with the wrong company.

Before you consider working with anyone else, it’s important that you understand the entire short sale process and what experienced professionals can do for you. There are 8 and only 8 ways to get your foreclosure stopped! I can explain all 8 options to avoid your foreclosure in Eagle to you. I will explain all the benefits of each option. I can also provide proof the government programs currently in place aren’t working. We are confident we have the best option available to help you with your situation!

Contact me today to find out what we can do for you. I look forward to doing business with you soon!

Sincerely,

Ray

P.S. There is no secret to what we do, but we do it better than anyone else. Your house gets paid off in full because we can pay cash! We are very good at getting the short sale approved.

P.P.S. We realize that sometimes there are better options available to you. We are happy to explain those options so you can make an educated decision about what the best step for you take is.

Here is what others have said about working with our team of investors... Handles difficult short sales in an open and transparent manner!

Ray is able to see both the big and small picture in a real estate transaction. He has a strong ability to handle difficult short sales in an open and transparent manner. - Jeff Watson, Cleveland, Ohio Attorney, personal mentor, top short sale attorneys in US

Presented all my options to me in an easy-to-understand way! I used Ray to assist me through the short sale of my house. Ray was extremely knowledgeable, and very dedicated to getting all the right information and presenting all my options to me in an easy-to-understand way. The clear and concise communication I received from Ray made this difficult time much easier for me and my family. I highly recommend Ray if you are in the position of looking at a short sale for your house. - Christine Mindenhall, Arvada, CO Marketing Manager and Single mother

Someone you can trust! It was my pleasure to work with Ray on problem solving scenarios for various files. Ray is one of those guys you can trust and rely on without the fear of regretting it later! - Sean Sanchez, Ft Collins, CO Real Estate Broker/Investor

The process went fast and smooth! I was very happy with the way things went once Steve and his company started working with me. It went faster and smoother than I expected and would recommend them to anyone in my situation. - Linda Morey, Denver, CO Single mother and grandmother

They are honest! I appreciated the honesty throughout the whole process. Even when things looked bad they were able to buy my house. - Alisa Gutierrez, Thornton, CO

The problem was solved! When I left my closing I knew the problem was solved and I could buy another home in the future. The guys were honest and professional unlike some other people I spoke with before deciding to work with them. - Alfa Lopez, Thornton, CO

I am able to move on! I was going through a tough divorce and just wanted to get out from under my house. Chris did exactly what he said he would do and I was done in 4 months and I am now able to move on - Erik Riedmuller, Elizabeth, CO Police officer I took control of my situation! From the beginning I knew I had to take control of my situation in order to give myself the best chance to stop my foreclosure. I met with Ray and immediately knew he gave me the best chance to get my situation handled. Ray worked hard and did everything possible to stop my foreclosure. - Nichole Redstone, Gypsum, CO Single mother

I would have used his services! Even though Ray was not directly involved in my short sale, his knowledge and the information he provided to me put me at ease. Had I known he was involved in short sales, I would have used his services. I would recommend using Ray to anybody in a short sale situation. - Sondi Hern, Gypsum, CO Widowed Single mother

http://www.avoidforeclosureeaglecounty.com Ray Santillan is an expert in the short sale process and is the Director of the only business that offers a turn-key solution for getting your home foreclosure stopped. I will handled the situation from start to finish, tie up all the loose ends so you can relax and start to rebuild your life. We stop foreclosure by buying your house.

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